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Intergenerational Transfers, Borrowing Constraints and the Timing of Home Ownership

Author

Listed:
  • Guiso, L.
  • Jappelli, T.

Abstract

The 1991 Italian Survey of Household Income and Wealth contains detailed retrospective information on major bequests and gifts received by each member of the household. This information is used to estimate the share of intergenerational transfers in total welath and to relate this share to households' characteristics. Gifts and bequests represent between 25 and 36 percent of total net worth.

Suggested Citation

  • Guiso, L. & Jappelli, T., 1996. "Intergenerational Transfers, Borrowing Constraints and the Timing of Home Ownership," Papers 275, Banca Italia - Servizio di Studi.
    • Handle: RePEc:fth:banita:275
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    Cited by:

    1. Guiso, Luigi & Jappelli, Tullio, 2002. "Private Transfers, Borrowing Constraints and the Timing of Homeownership," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 34(2), pages 315-339, May.
    2. Daniela del Boca, 1999. "Participation and Fertility Behavior of Italian Women: The Role of Market Rigidities," CHILD Working Papers wp10_00, CHILD - Centre for Household, Income, Labour and Demographic economics - ITALY.
    3. Tullio Jappelli & Franco Modigliani, 2006. "The Age–Saving Profile and the Life-Cycle Hypothesis," Chapters, in: Lawrence R. Klein (ed.), Long-run Growth and Short-run Stabilization, chapter 2, Edward Elgar Publishing.

    More about this item

    Keywords

    HOUSING; HOUSEHOLD;

    JEL classification:

    • D10 - Microeconomics - - Household Behavior - - - General
    • D19 - Microeconomics - - Household Behavior - - - Other
    • L80 - Industrial Organization - - Industry Studies: Services - - - General
    • L85 - Industrial Organization - - Industry Studies: Services - - - Real Estate Services

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