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International Risk Sharing and Health Insurance Financing

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Listed:
  • Jack, W.

Abstract

When medical care prices and individual health needs follow stochastic processes with non-zero trends, community rating facilitates lifetime insurance and intergenerational risk sharing. While such policies are unsustainable in competitive private insurance markets, they provide the basis for the financing of public health systems designed to spread risks efficiently.

Suggested Citation

  • Jack, W., 1997. "International Risk Sharing and Health Insurance Financing," Papers 321, Australian National University - Department of Economics.
  • Handle: RePEc:fth:aunaec:321
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    More about this item

    Keywords

    HEALTH INSURANCE; RISK;

    JEL classification:

    • I10 - Health, Education, and Welfare - - Health - - - General
    • I18 - Health, Education, and Welfare - - Health - - - Government Policy; Regulation; Public Health
    • H42 - Public Economics - - Publicly Provided Goods - - - Publicly Provided Private Goods

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