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Delinquency Rates and the "Missing Originations" in the Auto Loan Market

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One of the surprising characteristics of the economic downturn induced by the COVID-19 pandemic is that delinquency rates in most consumer credit markets have remained low both during the downturn and the subsequent recovery. The existing literature has emphasized the roles that forbearance policies and various government stimulus programs played in helping households meet their debt obligations (Dettling and Lambie-Hanson, 2021; Bakshi and Rose, 2021).

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  • Vitaly M. Bord & Lucas Nathe, 2022. "Delinquency Rates and the "Missing Originations" in the Auto Loan Market," FEDS Notes 2022-02-11, Board of Governors of the Federal Reserve System (U.S.).
    • Handle: RePEc:fip:fedgfn:2022-02-11
    DOI: 10.17016/2380-7172.3053
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    File URL: https://www.federalreserve.gov/econres/notes/feds-notes/delinquency-rates-and-the-missing-originations-in-the-auto-loan-market-20220211.htm
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