Holiday Spending and Financing Decisions in the 2015 Survey of Household Economics and Decisionmaking
One of the recurring themes in the Federal Reserve Board's Survey of Household Economics and Decisionmaking (SHED) is a lack of savings capacity for many individuals. This was manifested in the 2015 survey by the nearly half of respondents who would borrow or sell something to cover a $400 emergency expense (Federal Reserve Board, 2016).
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