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El espejismo de Finance Europe: por qué etiquetar el ahorro no resuelve los desequilibrios estructurales europeos

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  • Judith Arnal

Abstract

En junio de 2025, siete Estados miembros de la UE lanzaron Finance Europe, una etiqueta paneuropea para productos de ahorro minorista que exige invertir al menos el 70% de los recursos en activos europeos. La iniciativa responde al diagnóstico del informa Letta sobre la fuga anual de 300.000 millones de euros de ahorro europe hacia mercados extranjeros, principalmente estadounidenses, debido supuestamente a la fragmentación de los mercados financieros europeos.

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  • Judith Arnal, 2025. "El espejismo de Finance Europe: por qué etiquetar el ahorro no resuelve los desequilibrios estructurales europeos," Fedea Economy Notes 2025-26, FEDEA.
  • Handle: RePEc:fda:fdafen:2025-26
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