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La oferta de servicios del sector financiero formal en Bogotá

Author

Listed:
  • Carlos Medina D.
  • Jairo N��ez M.

Abstract

Con base en la información utilizada para Bogotá a nivel de sector censal sobre el número de oficinas bancarias en cada uno de ellos, y después de controlar por diversas variables, se encuentra evidencia de que las entidades bancarias están sub-representadas en las áreas de la ciudad donde habitan los hogares de más bajos ingresos. Adicionalmente se encuentra que el número de sucursales bancarias por sector censal es creciente con la seguridad del sector, la infraestructura en salud y la presencia de centros religiosos y culturales, el porcentaje del sector ocupado por comercio o residencias. Por otro lado, es decreciente en el porcentaje del sector ocupado por la industria en el sector, la densidad de la población, y la tasa de desempleo.El estudio enfatiza el efecto positivo de la seguridad y la provisión de servicios como la recreación y la salud. Estos resultados permiten priorizar acciones de política para incrementar los niveles de bancarización de los pobres en Colombia, y en otras ciudades de América Latina.

Suggested Citation

  • Carlos Medina D. & Jairo N��ez M., 2006. "La oferta de servicios del sector financiero formal en Bogotá," Coyuntura Social 12890, Fedesarrollo.
    • Handle: RePEc:col:000486:012890
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    File URL: http://hdl.handle.net/11445/1097
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    Citations

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    Cited by:

    1. Fernando Gaviria, 2017. "A new index of banking coverage created from georeferenced data, with an application for Argentina," Revista Ecos de Economía, Universidad EAFIT, vol. 21(45), pages 25-40.
    2. Alejandro Gaviria & Carlos Medina & Leonardo Morales & Jairo Nu�ez, 2008. "The Cost of Avoiding Crime: The Case of Bogot�," Borradores de Economia 4600, Banco de la Republica.
    3. Alejandro Gaviria & Carlos Medina & Leonardo Morales & Jairo Núñez, 2010. "The Cost of Avoiding Crime: The Case of Bogotá," NBER Chapters, in: The Economics of Crime: Lessons For and From Latin America, pages 101-132, National Bureau of Economic Research, Inc.
    4. Fernando GARCIA & Alejandro D. JACOBO, 2019. "Factores De Influencia En La Localización Regional De La Infraestructura Bancaria Argentina: El Caso De La Provincia De Córdoba," Regional and Sectoral Economic Studies, Euro-American Association of Economic Development, vol. 19(1), pages 89-114.

    More about this item

    Keywords

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    JEL classification:

    • J49 - Labor and Demographic Economics - - Particular Labor Markets - - - Other
    • I38 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Government Programs; Provision and Effects of Welfare Programs
    • D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
    • H53 - Public Economics - - National Government Expenditures and Related Policies - - - Government Expenditures and Welfare Programs

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