IDEAS home Printed from https://ideas.repec.org/p/col/000486/012890.html
   My bibliography  Save this paper

La oferta de servicios del sector financiero formal en Bogota?

Author

Listed:
  • Carlos Medina D.

    ()

  • Jairo Núñez M.

    ()

Abstract

Con base en la informacio?n utilizada para Bogota? a nivel de sector censal sobre el nu?mero de oficinas bancarias en cada uno de ellos, y despue?s de controlar por diversas variables, se encuentra evidencia de que las entidades bancarias esta?n sub-representadas en las a?reas de la ciudad donde habitan los hogares de ma?s bajos ingresos. Adicionalmente se encuentra que el nu?mero de sucursales bancarias por sector censal es creciente con la seguridad del sector, la infraestructura en salud y la presencia de centros religiosos y culturales, el porcentaje del sector ocupado por comercio o residencias. Por otro lado, es decreciente en el porcentaje del sector ocupado por la industria en el sector, la densidad de la poblacio?n, y la tasa de desempleo.El estudio enfatiza el efecto positivo de la seguridad y la provisio?n de servicios como la recreacio?n y la salud. Estos resultados permiten priorizar acciones de poli?tica para incrementar los niveles de bancarizacio?n de los pobres en Colombia, y en otras ciudades de Ame?rica Latina.

Suggested Citation

  • Carlos Medina D. & Jairo Núñez M., 2006. "La oferta de servicios del sector financiero formal en Bogota?," COYUNTURA SOCIAL 012890, FEDESARROLLO.
  • Handle: RePEc:col:000486:012890
    as

    Download full text from publisher

    File URL: http://hdl.handle.net/11445/1097
    Download Restriction: no

    Other versions of this item:

    References listed on IDEAS

    as
    1. Gourieroux,Christian, 2000. "Econometrics of Qualitative Dependent Variables," Cambridge Books, Cambridge University Press, number 9780521331494.
    2. Gourieroux,Christian, 2000. "Econometrics of Qualitative Dependent Variables," Cambridge Books, Cambridge University Press, number 9780521589857.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. repec:col:000442:016190 is not listed on IDEAS
    2. Alejandra Anastasi & Emilio Blanco & Pedro Elosegui & Máximo Sangiácomo, 2010. "Bankarization and Determinants of Availability of Banking Services in Argentina," Ensayos Económicos, Central Bank of Argentina, Economic Research Department, vol. 1(60), pages 137-209, October -.
    3. Alejandro Gaviria & Carlos Medina & Leonardo Morales & Jairo Núñez, 2010. "The Cost of Avoiding Crime: The Case of Bogotá," NBER Chapters,in: The Economics of Crime: Lessons for and from Latin America, pages 101-132 National Bureau of Economic Research, Inc.
    4. Andrés Murcia Pabón, 2007. "Determinantes Del Acceso Al Crédito De Los Hogares Colombianos," ENSAYOS SOBRE POLÍTICA ECONÓMICA, BANCO DE LA REPÚBLICA - ESPE, vol. 25(55), pages 40-83, December.

    More about this item

    Keywords

    Bancarización; Acceso a servicios financieros;

    JEL classification:

    • J49 - Labor and Demographic Economics - - Particular Labor Markets - - - Other
    • I38 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Government Programs; Provision and Effects of Welfare Programs
    • D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
    • H53 - Public Economics - - National Government Expenditures and Related Policies - - - Government Expenditures and Welfare Programs

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:col:000486:012890. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Lucía Fenney Pérez). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.