¿Existe un régimen de acumulación financiarizado en Colombia? Análisis desde la escuela de la regulación francesa[Is there a Financialized Accumulation Regime in Colombia? Analysis from The School of French Regulation]

The dominance of finance in the accumulation regimes in the capitalism of the twenty-first century it´s a process usually described as financialization, an intensely studied phenomenon by different schools of economic heterodoxy, among them, the school of French regulation.Is sought, then, to understand if Colombia has converged in this accumulation regime, following the categories from the school of French regulation, giving account of the statistics, the processes and the results in the matter of distribution and impact. An analysis based on a dialectical principle that accounts of the different contradictions present in the accumulation pattern and in the articulation of the private sphere with the public one trough an always changing institutional frame according to economic interests and the international context, is made.Observations indicate that the financial sector has gained ground in Colombia via work precariousness and distributive conflict thanks to the institutional influence that this sector and the dominant ideology has been installing in the different power spaces. Even so, is in doubt, based on the analysis here presented, if Colombia has converged completely or simply maintains in hybridization with the financialized or patrimonial accumulation regime; because there is no evidence of a developed capital market, neither a broad development of high technology sectors, it´s not easy for population to invest in financial market titles and debt is not the principal factor of consumption leverage, main characteristics from this type of accumulation regime.