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Micro-Insurance in the Context of Social Protection

Author

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  • Thankom Arun
  • Susan Steiner

Abstract

This paper aims to understand the role of micro-insurance as an element of social protection. It outlines the current status of micro-insurance provision in Ghana and Sri Lanka, two countries with very different socio-cultural backgrounds. It concludes that both countries are unlikely to extend their social security systems to the entire population in the short to medium term, making private micro-insurance initiatives essential mechanisms to help people reduce their vulnerability.

Suggested Citation

  • Thankom Arun & Susan Steiner, 2008. "Micro-Insurance in the Context of Social Protection," Global Development Institute Working Paper Series 5508, GDI, The University of Manchester.
  • Handle: RePEc:bwp:bwppap:5508
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    File URL: http://hummedia.manchester.ac.uk/institutes/gdi/publications/workingpapers/bwpi/bwpi-wp-5508.pdf
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    Cited by:

    1. Dorothee Crayen & Christa Hainz & Christiane Stöh de MartÍnez, 2013. "Remittances, Banking Status and the Usage of Insurance Schemes," Journal of Development Studies, Taylor & Francis Journals, vol. 49(6), pages 861-875, June.
    2. Arun, Thankom & Bendig, Mirko & Arun, Shoba, 2012. "Bequest Motives and Determinants of Micro Life Insurance in Sri Lanka," World Development, Elsevier, vol. 40(8), pages 1700-1711.
    3. Amos Gitau Njuguna & Abigael Arunga, 2013. "Risk Management Practices: A Survey of Micro-Insurance Service Providers in Kenya," International Journal of Financial Research, International Journal of Financial Research, Sciedu Press, vol. 4(1), pages 132-150, January.

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