IDEAS home Printed from https://ideas.repec.org/
MyIDEAS: Login to save this paper or follow this series

Um Estudo sobre Comportamento de Tomadores e Ofertantes no Mercado de Crédito

  • Tony Takeda
  • Paulo Evandro Dawid
Registered author(s):

    This study seeks to evaluate some effects of the heterogeneity of economic agents, borrowers and lenders, in the bank credit market, and how these differences are reflected in their decision-making and in the operations features. For this, we analyze default data in vehicle financing from May 2010 to February 2013 in Brazil, based on the concept of monthly credit vintage. Among the main results, it was found that after the December 2010 macro-prudential measure there was an increase in interest rates, especially by the big banks, this interest rates raise led to further delays in the payment of new loans, the credit supply flowed to higher income borrowers and the larger financial institutions had a market share loss

    If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

    File URL: http://www.bcb.gov.br/pec/wps/port/TD338.pdf
    Download Restriction: no

    Paper provided by Central Bank of Brazil, Research Department in its series Working Papers Series with number 338.

    as
    in new window

    Length:
    Date of creation: Dec 2013
    Date of revision:
    Handle: RePEc:bcb:wpaper:338
    Contact details of provider: Web page: http://www.bcb.gov.br/?english

    No references listed on IDEAS
    You can help add them by filling out this form.

    This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

    When requesting a correction, please mention this item's handle: RePEc:bcb:wpaper:338. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Francisco Marcos Rodrigues Figueiredo)

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If references are entirely missing, you can add them using this form.

    If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.