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Impacto do Sistema Cooperativo de Crédito na Eficiência do Sistema Financeiro Nacional

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  • Michel Alexandre da Silva

Abstract

The aim of this paper is to analyze the impact of the Brazilian Cooperative Credit System (CCS) in the macroeconomic efficiency of the National Financial System (NFS), meant here as the capacity in supplying cheap financial services in a uniform way. Two aspects were evaluated: the participation of the CCS in the credit supply and the capillarity of the CCS. The paper concludes that the CCS contributes to the NFS efficiency in some aspects (e.g., greater share in poor-targeted credit), but not in others (e.g., greater absence in less developed regions).

Suggested Citation

  • Michel Alexandre da Silva, 2011. "Impacto do Sistema Cooperativo de Crédito na Eficiência do Sistema Financeiro Nacional," Working Papers Series 246, Central Bank of Brazil, Research Department.
  • Handle: RePEc:bcb:wpaper:246
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    File URL: http://www.bcb.gov.br/pec/wps/port/TD246.pdf
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