La riforma delle pensioni: un approccio territoriale
This paper presents a proposal for a regional differentiation of Italian pensions. It is divided into five sections. The first two are introductory. In the third section, I consider pensions based upon contributions by employers and employees (Disability, Old Age and Survivorship pensions). Both the "pay as you go" and the funded schemes are considered. They are put in relationship with several demographic variables, like the old people dependency ratio, the birth rate and life expectancy. I show that, according to these factors, pensions should be higher in most southern regions, in particular Campania, and lower in many central and northern regions, in particular Liguria, Toscana and Umbria. In the fourth section, pensions paid as welfare measures are considered. I show that, with a redistributive scheme based on PPP per capita income and consumption at the regional level, pensions should be higher in the North and lower in the South. In the fifth section I show that the sum of the asbolute values of the changes estimated in the other two steps amounts to 14 b. euros, i.e. more than 7% of total pensions ex-penditure and 1% of GNP.
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