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Potencialidade Do Seguro Rural No Brasil

Author

Listed:
  • Jardim, Ana Lucia Carvalho
  • Ferreira, Leo da Rocha

Abstract

O objetivo desta comunicação é relatar o andamento de uma pesquisa que visa avaliar a eficiência econômica de programas de seguro rural no contexto brasileiro, usando como base o atual projeto do governo de criação do Fundo de Catástrofe. A potencialidade do seguro rural no Brasil é discutida e avaliada tendo como pano de fundo a atual política agrícola brasileira, fundamentada principalmente no incentivo ao crédito rural. A intenção é verificar a eficiência dos gastos do governo com as políticas voltadas ao setor agropecuário. Neste sentido, são apresentadas e discutidas as experiências internacionais que se utilizam o seguro rural ao produtor, em detrimento dos subsídios diretos ao crédito. O artigo conclui que o Fundo de Catástrofe poderá permitir não apenas o crescimento consistente e significativo do mercado de seguro rural, como também poderá ser um importante instrumento anticíclico de apoio aos agricultores. Essa inovadora ação de governo poderá significar um grande incentivo para a agricultura brasileira, constituindo-se em um passo extremamente importante para conferir maior sustentabilidade ao processo produtivo e ao agronegócio, proporcionando maior estabilidade de renda, tranqüilidade social e geração de empregos para os agricultores e suas famílias.----------------------------------------------The objective of this paper is to report a research in progress aimed at evaluating the economic efficiency of crop insurance in Brazil by using a proposed government project called Catastrophic Fund. The potentiality of crop insurance in Brazil is discussed and evaluated in a Brazilian agricultural policy background context mainly emphasized by rural credit incentives. The major purpose is to analyze the efficiency of government expenses in public policies in the agricultural sector. Therefore, international experience using crop insurance is reviewed and discussed for producers using crop insurance opposite to direct credit subsidies. The paper concludes that the Catastrophic Fund could permit not only a consistent and significant increase in the crop insurance market, but could also become an important anticyclical instrument support support to farmers. This innovative government action could result in an amazing incentive to Brazilian agriculture, bringing more sustainability to production and the agribusiness, resulting in more income stability, social tranquility and employment generation for farmers and their families.

Suggested Citation

  • Jardim, Ana Lucia Carvalho & Ferreira, Leo da Rocha, 2008. "Potencialidade Do Seguro Rural No Brasil," 46th Congress, July 20-23, 2008, Rio Branco, Acre, Brazil 109766, Sociedade Brasileira de Economia, Administracao e Sociologia Rural (SOBER).
    • Handle: RePEc:ags:sbrfsr:109766
    DOI: 10.22004/ag.econ.109766
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    References listed on IDEAS

    as
    1. Ferreira, Léo Rocha, 1980. "Um modelo de programação com risco para a agricultura do Nordeste," Revista Brasileira de Economia - RBE, EPGE Brazilian School of Economics and Finance - FGV EPGE (Brazil), vol. 34(3), July.
    2. repec:fgv:epgrbe:v:34:n:3:a:2 is not listed on IDEAS
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