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Female Unemployment, Mobile Money Innovations and Doing Business by Females

Author

Listed:
  • S.A. Asongu

    (University of South Africa)

  • N.M. Odhiambo

    (University of South Africa)

Abstract

The purpose of this study is to complement extant literature by examining how mobile money innovations can moderate the unfavorable incidence of female unemployment on female doing of business in 44 countries from sub-Saharan Africa for the period 2004 to 2018. The empirical evidence is based on interactive quantile regressions. The employed doing business constraints are the procedures a woman has to go through to start a business and the time for women to set up a business, while the engaged mobile money innovations are: (i) registered mobile money agents (registered mobile money agents per 1000 km2 and registered mobile money agents per 100 000 adults) and (ii) active mobile money agents (active mobile money agents per 1000 km2 and active mobile money agents per 100 000 adults). The hypothesis that mobile money innovation moderates the unfavorable incidence of female unemployment on business constraints is overwhelmingly invalid. The invalidity of the tested hypothesis is clarified, and the policy implications are discussed.

Suggested Citation

  • S.A. Asongu & N.M. Odhiambo, 2023. "Female Unemployment, Mobile Money Innovations and Doing Business by Females," Working Papers 2308, African Economic and Social Research Institute (AESRI).
    • Handle: RePEc:afa:wpaper:2308
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    File URL: https://aesri.org/RePEc/afa/afa-wpaper/AESRI-2308-Paper-No.pdf
    File Function: Revised version, 2026
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    Cited by:

    1. is not listed on IDEAS
    2. Simplice A. Asongu & Sara Roux, 2024. "The Role of Mobile Money Innovations in the Effect of Inequality on Poverty and Severity of Poverty in Sub-Saharan Africa," Information Systems Frontiers, Springer, vol. 26(4), pages 1565-1579, August.
    3. Khairul Alom & Md. Zillur Rahman & Ashik Imran Khan & Delwar Akbar & Md. Mamun Hossain & Md. Ashraf Ali & Anamika Mallick, 2025. "Digital finance leads women entrepreneurship and poverty mitigation for sustainable development in Bangladesh," Journal of Innovation and Entrepreneurship, Springer, vol. 14(1), pages 1-18, December.

    More about this item

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • O40 - Economic Development, Innovation, Technological Change, and Growth - - Economic Growth and Aggregate Productivity - - - General
    • I10 - Health, Education, and Welfare - - Health - - - General
    • I20 - Health, Education, and Welfare - - Education - - - General
    • I32 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Measurement and Analysis of Poverty

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