Report NEP-PAY-2026-08-31

This is the archive for NEP-PAY, a report on new working papers in the area of Payment Systems and Financial Technology. Bernardo Batiz-Lazo issued this report. It is usually issued weekly.

Subscribe to this report: email, RSS, or Mastodon, or Bluesky.

Other reports in NEP-PAY

The following items were announced in this report:

• Romain Baeriswyl, 2026, "Yesterday's controversies for tomorrow's money," Working Papers, Swiss National Bank, number 2026-10.
• Jonathan Chiu & Furkan Danisman, 2026, "DeFi Lending: Returns, Leverage, and Liquidation Risk," Staff Analytical Papers, Bank of Canada, number 2026-13, Apr, DOI: 10.34989/sap-2026-13.
• Megan Lang & Alpha Ly, 2026, "Financial Inclusion and Electricity Uptake," CESifo Working Paper Series, CESifo, number 12921.
• Rakesh Arora & Umar Faruqui & Scott Hendry & Dinesh Shah & André Usche & Mark Byrne & Caroline Cook & Kevin Fraites & Wally Forsyth & Alex Caridia & Chris Meston & Teresa Venturino & Devon Read & Chad, 2026, "Project Samara Research Paper," Staff Analytical Papers, Bank of Canada, number 2026-8, Mar, DOI: 10.34989/sap-2026-8.
• Piotr Dybka & Stanisław Bartha & Maciej Łopusiński & Radoslaw Kotkowski, 2026, "Substitution or market creation? Causal evidence from Poland’s domestic mobile payment scheme," Working Papers, Institute of Economics, Polish Academy of Sciences, number 62, Jul.
• Tinn, Katrin, 2024, "A Theory Model of Digital Currency with Asymmetric Privacy," CEPR Discussion Papers, Centre for Economic Policy Research, number 19275, Jul.
• Sumit Agarwal & Peiyi Jin & Eswar S. Prasad & Daniel Rabetti, 2026, "Crypto Capture of Foreign Aid," NBER Working Papers, National Bureau of Economic Research, Inc, number 35655, Aug.
• Jerry Buckland & Christopher Henry & Wendy Nur & Aidan Romanow-Bear & Stephen Wild, 2026, "How Do Some Lower-Income Canadians Pay," Staff Analytical Papers, Bank of Canada, number 2026-6, Mar, DOI: 10.34989/sap-2026-6.
• Magesan, Arvind & Morales, Juan S. & Muço, Arieda, 2026, "Legal Threats and Online Dissent: Evidence from Social Media Regulation in Turkey," SocArXiv, Center for Open Science, number j4hb8_v1, Aug, DOI: 10.31235/osf.io/j4hb8_v1.
• Pitters, Julia & Seitz, Franz, 2026, "Beyond the cost debate: A multidimensional approach to quantify the value of cash for society," Weidener Diskussionspapiere, University of Applied Sciences Amberg-Weiden (OTH), number 102.
• Nestor Duch-Brown & Christos Genakos & Blair Yuan Lyu, 2026, "Is data privacy a losing game? Evidence from Apple's App Tracking Transparency (ATT) policy," CEP Discussion Papers, Centre for Economic Performance, LSE, number dp2207, Aug.
• Shaker, Reza Ardekani & Uitermark, Justus, 2026, "The City Multiple: Comparing Geographies of Digital Visibility across Google Maps, Instagram, Facebook, and TikTok," SocArXiv, Center for Open Science, number v6pmr_v1, Aug, DOI: 10.31235/osf.io/v6pmr_v1.
• Ean Lay, Sam & Phon, Sophat & Som, Vuddneath & Lum, Sothearak, 2026, "Currency Sovereignty in Transition: Cash Circulation Governance at the Central Bank in Cambodia and Lessons from Four Central Banking Systems," MPRA Paper, University Library of Munich, Germany, number 130364, Aug.
• Gerresheim, Nils & Krahé, Max & van 't Klooster, Jens, 2026, "China's dedollarisation strategy: Asymmetric success and what it means for Europe," Papers, Dezernat Zukunft - Institute for Macrofinance, Berlin, number 343004.
• Rajovitzky, Ariel Gustavo & Mateos, Javier Pedro, 2026, "Bitcoin: análisis organizacional mediante el modelo de Mintzberg," Nülan. Deposited Documents, Universidad Nacional de Mar del Plata, Facultad de Ciencias Económicas y Sociales, number 4588.
• Pereda, Javier, 2025, "Propuesta de Circular sobre la aceptación forzosa de billetes y monedas establecida en la Ley Orgánica del Banco Central de Reserva del Perú
  [Proposed Circular on the mandatory acceptance of banknotes and coins for the payment of obligations estab," MPRA Paper, University Library of Munich, Germany, number 130532, Dec.
• Keiichi Kawai & Akira Matsushita, 2026, "Geography in Online Capital Allocation: Evidence from Equity-Based Crowdfunding," Papers, arXiv.org, number 2607.29162, Jul.
• Carlos Burga & Jacelly Cespedes & Carlos Parra & Bernardo Ricca, 2026, "Financial Technologies, Labor Markets, and Wage Inequality: Evidence from Instant Payment Systems," Papers, arXiv.org, number 2608.13871, Aug.
• Vives, Xavier & Ye, Zhiqiang, 2024, "Fintech Entry, Lending Market Competition, and Welfare," CEPR Discussion Papers, Centre for Economic Policy Research, number 19245, Jul.
• Ruichao Jiang & Michelle Yeo & Long Wen, 2026, "A contribution to the critique of blockchain censorship," Papers, arXiv.org, number 2608.15640, Aug.
• Frankl, Andreas & Köppl-Turyna, Monika, 2026, "How distributed ledger technologies transform capital markets and impact venture capital: A conceptual model," Research Papers, EcoAustria – Institute for Economic Research, number 36.
• Taiga Saito & Akihiko Takahashi & Shivam Gupta, 2026, "Abstract," CARF F-Series, Center for Advanced Research in Finance, Faculty of Economics, The University of Tokyo, number CARF-F-631, Aug.
• James Chapman & Ajit Desai & Maryam Haghighi & James (Jim) C. MacGee, 2026, "Integrating Non-traditional Data and AI into Central Banking: A Canadian Perspective," Staff Analytical Papers, Bank of Canada, number 2026-17, May, DOI: 10.34989/sap-2026-17.
• Besley, Tim & Burchardi, Konrad & Ghatak, Maitreesh & Xu, Linchuan, 2024, "Empowerment or Financialization? The Gains from Financial Inclusion," CEPR Discussion Papers, Centre for Economic Policy Research, number 19225, Jul.
• Farmer, Roger, 2024, "Money in a Heterogeneous Agent Model," CEPR Discussion Papers, Centre for Economic Policy Research, number 19333, Aug.
• Donghoon Lee & Daniel Mangrum & Joelle Scally & Tejas Sinha & Wilbert Van der Klaauw, 2026, "How Distressed Are Consumers? Reconciling Diverging Credit Card Delinquency Measures," Liberty Street Economics, Federal Reserve Bank of New York, number 20260811, Aug, DOI: 10.59576/lse.20260811.
• Aldasoro, Inaki & Doerr, Sebastian & Gambacorta, Leonardo & Notra, Sukhvir & Oliviero, Tommaso & Whyte, David, 2024, "Generative artificial intelligence and cyber security in central banking," CEPR Discussion Papers, Centre for Economic Policy Research, number 19244, Jul.
• Aditya Dutta, 2026, "Train Often, Deploy Selectively: Forward-Gated Model Replacement in Crypto Markets," Papers, arXiv.org, number 2607.28577, Jul.

Report NEP-PAY-2026-08-31

This is the archive for NEP-PAY, a report on new working papers in the area of Payment Systems and Financial Technology. Bernardo Batiz-Lazo issued this report. It is usually issued weekly.

Subscribe to this report: email, RSS, or Mastodon, or Bluesky.

Other reports in NEP-PAY

The following items were announced in this report: