Report NEP-PAY-2025-07-21

This is the archive for NEP-PAY, a report on new working papers in the area of Payment Systems and Financial Technology. Bernardo Bátiz-Lazo issued this report. It is usually issued weekly.

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Other reports in NEP-PAY

The following items were announced in this report:

• Alexander Copestake & Mr. Divya Kirti & Maria Soledad Martinez Peria & Yao Zeng, 2025. "Integrating Fragmented Networks: The Value of Interoperability in Money and Payments," IMF Working Papers 2025/126, International Monetary Fund.
• Winder, Philipp & Hildebrand, Christian, 2025. "Decentralized Distrust: How Cryptocurrency Payments Undermine Firm Trust," OSF Preprints up6k3_v1, Center for Open Science.
• Ozili, Peterson K, 2025. "How Politics Hinder Central Bank Digital Currency (CBDC) Development and What to Do about It," MPRA Paper 125034, University Library of Munich, Germany.
• Sommer, Christoph & Nsengumuremyi, Albert & Mader, Anna & Mußhoff, Oliver, 2025. "How to make mobile money and digital financial services work for consumers: Lessons from Kenya," IDOS Policy Briefs 10/2025, German Institute of Development and Sustainability (IDOS), Bonn.
• Ozili, Peterson K, 2024. "Formal account inactivity: a global overview, causes, consequences and effect on financial inclusion," MPRA Paper 125031, University Library of Munich, Germany.
• Brandon Goldstein & Julapa Jagtiani & Catharine Lemieux, 2025. "Fintech Innovations in Banking: Fintech Partnership and Default Rate on Bank Loans," Working Papers 25-21, Federal Reserve Bank of Philadelphia.
• Annaki Fouad & Ouassou Sara & Igamane Saâdeddine, 2025. "Visibility and Influence in Digital Social Relations: Towards a New Symbolic Capital? [Visibility and Influence in Digital Social Relations: Towards a New Symbolic Capital? Auteur 1 : ANNAKI Fouad ," Post-Print hal-05060971, HAL.
• Marco Reuter, 2025. "Decrypting Crypto: How to Estimate International Stablecoin Flows," IMF Working Papers 2025/141, International Monetary Fund.
• Gardner, Leigh A., 2025. "Trade and money in British West Africa, 1912–1970: evidence from seasonal cycles," LSE Research Online Documents on Economics 128610, London School of Economics and Political Science, LSE Library.
• Pascal Paul & Mauricio Ulate & Jing Cynthia Wu, 2025. "A Macroeconomic Model of Central Bank Digital Currency," NBER Working Papers 33968, National Bureau of Economic Research, Inc.
• Hicham Abbad & Samy Souak & Sonia Mahjoub, 2025. "Internet der Dinge, Blockchain und Big Data: Welche Rolle(n) spielen sie bei der Entscheidungsfindung in der automobilen Lieferkette? [Internet of things, blockchain and big data: what role(s) for ," Post-Print hal-05069463, HAL.
• Green, Alicia, 2025. "AI-Driven Financial Intelligence Systems: A New Era of Risk Detection and Strategic Analysis," OSF Preprints ynph2_v1, Center for Open Science.
• Rachid Maghniwi & Mustapha Oukassi, 2025. "Ethical Integration of Artificial Intelligence in the African Banking Sector and Its Impact on the Evolution of Skills and Professional Roles - Case of Morocco," Post-Print hal-05060945, HAL.
• Rachid Maghniwi & Mustapha Oukassi, 2025. "Predictive Modeling of Early Dormancy in New Digital Banking Relationships in Morocco: Contribution of Open Banking in Reducing Customer Inactivity [La modélisation prédictive du gel précoce des no," Post-Print hal-05060947, HAL.
• Iñaki Aldasoro & Matteo Aquilina & Ulf Lewrick & Sang Hyuk Lim, 2025. "Stablecoin growth - policy challenges and approaches," BIS Bulletins 108, Bank for International Settlements.
• Felipe Benguria & Dennis Novy, 2025. "How to Grow an Invoicing Currency: Micro Evidence from Argentina," CESifo Working Paper Series 11964, CESifo.
• Mawuli Kodjovi COUCHORO & Agbessi Augustin DOTO & Tchapo GBANDI & Blaise GNIMASSOUN, 2025. "Mobile money et performance des entreprises de la zone CEDEAO : le rôle de l’écosystème de l’innovation," Working Papers of BETA 2025-11, Bureau d'Economie Théorique et Appliquée, UDS, Strasbourg.
• Irigoin, Alejandra, 2025. "Managing exchange risk: foreign monies and private trade finance in pre-modern long-distance trade (or why did bills of exchange not circulate beyond Europe?)," LSE Research Online Documents on Economics 128607, London School of Economics and Political Science, LSE Library.