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Financial Inclusion and Poverty: Micro-level Evidence from Nigeria

In: Moving from the Millennium to the Sustainable Development Goals

Author

Listed:
  • Sefa Awaworyi Churchill

    (RMIT University)

  • Ahmed Salim Nuhu

    (Michigan State University)

  • Russell Smyth

    (Monash University)

Abstract

In this chapter, the authors use data from the 2016 Financial Inclusion Insights (FII) program for Nigeria to present new evidence on the effects of financial inclusion on household poverty. The authors add to the discourse on the association between financial inclusion and poverty by examining alternative approaches to measuring both financial inclusion and poverty. The chapter demonstrates that an increase in multi-dimensional financial inclusion, reflecting access to banks, access to credit and access to insurance, is associated with a decline in poverty. Further analysis by the authors show that among the components of financial inclusion, access to a checking, savings or fixed deposit account is more important than access to credit and insurance in reducing poverty.

Suggested Citation

  • Sefa Awaworyi Churchill & Ahmed Salim Nuhu & Russell Smyth, 2020. "Financial Inclusion and Poverty: Micro-level Evidence from Nigeria," Springer Books, in: Sefa Awaworyi Churchill (ed.), Moving from the Millennium to the Sustainable Development Goals, chapter 2, pages 11-36, Springer.
    • Handle: RePEc:spr:sprchp:978-981-15-1556-9_2
    DOI: 10.1007/978-981-15-1556-9_2
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    Cited by:

    1. Moteng, Ghislain & Raghutla, Chandrashekar & Njangang, Henri & Nembot, Luc Ndeffo, 2023. "International sanctions and energy poverty in target developing countries," Energy Policy, Elsevier, vol. 179(C).

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