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How Do Household Characteristics Determine the Levels of Saving Deposits in the Euro Area?

In: Finance and Sustainability

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  • Katarzyna Kochaniak

    (Cracow University of Economics)

Abstract

The paper presents the results of the study on the impact of households’ wealth, activity on the financial market, socio-demographic characteristics, and subjective beliefs on the level of their saving deposits in the euro area. It is based on data derived from the Eurosystem Household Finance and Consumption Survey which relate to 50,456 households that possessed deposits in 14 euro area countries. The regression analysis allowed the significant impact of various types of features on the analysed phenomenon in the group of countries to be confirmed. However, the differences between the levels of saving deposits in individual countries primarily resulted from the heterogeneity of domestic conditions.

Suggested Citation

  • Katarzyna Kochaniak, 2018. "How Do Household Characteristics Determine the Levels of Saving Deposits in the Euro Area?," Springer Proceedings in Business and Economics, in: Agnieszka Bem & Karolina Daszyńska-Żygadło & Taťána Hajdíková & Péter Juhász (ed.), Finance and Sustainability, pages 69-83, Springer.
    • Handle: RePEc:spr:prbchp:978-3-319-92228-7_7
    DOI: 10.1007/978-3-319-92228-7_7
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