IDEAS home Printed from https://ideas.repec.org/h/spr/prbchp/978-3-031-76654-1_9.html
   My bibliography  Save this book chapter

Spain’s Youth and Housing: Redefining Homeownership

In: Advances in Applied Microeconomics

Author

Listed:
  • Geoffrey Ditta

    (Complutense University)

  • Briony Campbell

    (Briony Campbell)

  • Nadia Ahmadouche

    (Universidad Europea)

Abstract

This study aims to demonstrate that the mortgage market will experience a significant decline in the coming years, coinciding with the integration of Generation Z. Born after 2000, Generation Z is expected to drive significant societal changes. The quantitative and economic data presented in this article indicate that the generation born in the late twentieth and early twenty-first centuries is likely to move away from traditional mortgage models. The demographic trend toward declining population growth, particularly evident in Spain with one of the lowest global birth rates at 1.16 children per woman in 2023, has significant implications for future generations. With inheritance rates reaching record highs, Generation Z may not be required to divide their parents’ inheritance, especially considering that many parents now own multiple properties. Consequently, this shift in wealth distribution is expected to reinforce the existing trend among younger generations to avoid long-term mortgages.

Suggested Citation

  • Geoffrey Ditta & Briony Campbell & Nadia Ahmadouche, 2025. "Spain’s Youth and Housing: Redefining Homeownership," Springer Proceedings in Business and Economics, in: Nicholas Tsounis & Aspasia Vlachvei (ed.), Advances in Applied Microeconomics, chapter 0, pages 147-164, Springer.
    • Handle: RePEc:spr:prbchp:978-3-031-76654-1_9
    DOI: 10.1007/978-3-031-76654-1_9
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:spr:prbchp:978-3-031-76654-1_9. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sonal Shukla or Springer Nature Abstracting and Indexing (email available below). General contact details of provider: http://www.springer.com .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.