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The Impact of Islamic Micro-credit on the Performance of Micro-enterprises and the Economic Family Conditions of the BTPN Syariah Langkat Foster Group

In: Economic Recovery, Consolidation, and Sustainable Growth

Author

Listed:
  • Zulkarnain Lubis

    (Universitas Medan Area)

  • Rahma Sari Siregar

    (Universitas Medan Area)

  • Rika Fitri Ilvira

    (Universitas Medan Area)

  • Siti Sabrina Salqaura

    (Universitas Medan Area)

Abstract

This study aims to obtain the impact of Islamic micro-credit (the amount of the loan) on the performance of micro-enterprises and the economic family condition of the BTPN Syariah Langkat Foster Group. This research uses regression linear. Using simple random sampling, a sample of 84 micro-enterprise actors is taken in the Selesai District of Langkat Regency. The results show that each function of the performance of micro-enterprises as Y, and the amount of the loan (as X) has positive significance to each of total production value, the addition of value production, total assets of micro-enterprises, and the addition of assets micro-enterprises while the function of the amount of the loan has a positive significance to family consumption as the indicator of condition of family economics.

Suggested Citation

  • Zulkarnain Lubis & Rahma Sari Siregar & Rika Fitri Ilvira & Siti Sabrina Salqaura, 2023. "The Impact of Islamic Micro-credit on the Performance of Micro-enterprises and the Economic Family Conditions of the BTPN Syariah Langkat Foster Group," Springer Proceedings in Business and Economics, in: Abdylmenaf Bexheti & Hyrije Abazi-Alili & Léo-Paul Dana & Veland Ramadani & Andrea Caputo (ed.), Economic Recovery, Consolidation, and Sustainable Growth, pages 415-423, Springer.
    • Handle: RePEc:spr:prbchp:978-3-031-42511-0_27
    DOI: 10.1007/978-3-031-42511-0_27
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