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The Practice of Islamic Contracts in Islamic Bank X

In: Proceedings of the 3rd Annual Management, Business and Economics Conference (AMBEC 2021)

Author

Listed:
  • Nur Indah Riwajanti

    (State Polytechnics Malang)

  • Kartika D. S. Susilowati

    (State Polytechnics Malang)

  • Nurafni Eltivia

    (State Polytechnics Malang)

  • Oktaviana Dwi Hariani

    (State Polytechnics Malang)

Abstract

The aim of the research is to explore the practice of Islamic contracts at Islamic Bank X, particularly from a financial standpoint, as a preliminary to doing applied education research. The exploratory descriptive approach is used in this study, with data collected through interviews with employees of Islamic Bank X. The Bank utilizes Islamic contracts in its savings and financing products, including Mudharabah and Wadiah contracts for savings, and Murabahah and Musyarakah sale and buy contracts for financing. Murabaha contracts are the most frequently used in finance, although Salam contracts are not used. When making computations, Bank X follows specific procedures and adheres to Islamic principles.

Suggested Citation

  • Nur Indah Riwajanti & Kartika D. S. Susilowati & Nurafni Eltivia & Oktaviana Dwi Hariani, 2023. "The Practice of Islamic Contracts in Islamic Bank X," Advances in Economics, Business and Management Research, in: Nurafni Eltivia & Nur Indah Riwajanti & Kartika Dewi Sri Susilowati (ed.), Proceedings of the 3rd Annual Management, Business and Economics Conference (AMBEC 2021), pages 118-124, Springer.
    • Handle: RePEc:spr:advbcp:978-94-6463-026-8_13
    DOI: 10.2991/978-94-6463-026-8_13
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    Cited by:

    1. Efstratopoulou, Maria & Opoku, Maxwell Peprah & Tsingilis, Nikolaos & Nur, Shakila & Gyimah, Ebenezer Mensah & Moustafa, Ashraf, 2025. "Validating a parental trauma informed approaches scale in Low-Income countries using the Rasch model," Children and Youth Services Review, Elsevier, vol. 179(C).

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