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Microfinance north and south: contrasting current debates

Author

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  • Susan Johnson

    (Centre for Development Studies, University of Bath, Bath, UK)

Abstract

This paper sets out to examine the apparent consensus around microfinance as a tool to address poverty and social exclusion in North and South. The current emphasis on scale and sustainability in Southern microfinance practice fits the 'counter revolution' in development thought but contrasts with the origins of community banking in the North. The roots of the latter lie in a critique of mainstream economic and financial systems and seeks to re-invent them in ways that bring social, economic and environmental costs and benefits into focus. The role of microfinance in building sustainable livelihoods, both economic and social, is then examined. Finally, it is suggested that, as with any intervention, microfinance has no inherent capability to address gender inequities but must be deliberately made to do so. © 1998 John Wiley & Sons, Ltd.

Suggested Citation

  • Susan Johnson, 1998. "Microfinance north and south: contrasting current debates," Journal of International Development, John Wiley & Sons, Ltd., vol. 10(6), pages 799-810.
    • Handle: RePEc:wly:jintdv:v:10:y:1998:i:6:p:799-810
    DOI: 10.1002/(SICI)1099-1328(1998090)10:6<799::AID-JID556>3.0.CO;2-D
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    Cited by:

    1. Davide Forcella & Marek Hudon, 2014. "Green Microfinance in Europe," Working Papers CEB 14-020, ULB -- Universite Libre de Bruxelles.
    2. Jean-François Maystadt, 2004. "Microfinance au Nord : Un effet de mode importé du Sud ?," Mondes en développement, De Boeck Université, vol. 126(2), pages 69-82.
    3. Davide Forcella & Marek Hudon, 2016. "Green Microfinance in Europe," Journal of Business Ethics, Springer, vol. 135(3), pages 445-459, May.
    4. Nidhiya Menon & Yana van der Meulen Rodgers, 2013. "Credit and self-employment," Chapters, in: Deborah M. Figart & Tonia L. Warnecke (ed.), Handbook of Research on Gender and Economic Life, chapter 22, pages 359-377, Edward Elgar Publishing.

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