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Sociedades cooperativas de Banca alternativa
[Cooperatives of alternative banking]

Author

Listed:
  • Mª José Cabaleiro Casal

    (Departamento de Economía Financiera y Contabilidad. Universidad de Vigo.)

  • Sonia M. Rodríguez Parada

    (Departamento de Economía Financiera y Contabilidad. Universidad de Vigo.)

Abstract

Actualmente se evidencia en España una reorientación solidaria de una parte de la oferta de servicios financieros, que prioriza el compromiso social de su actividad sin descuidar, por ello, la viabilidad económica. Este modelo de hacer banca se identifica bajo la denominación genérica de banca alternativa, ética, social o solidaria y constituye un planteamiento bancario distinto del enfoque tradicional. Este trabajo pretende destacar la idoneidad de la sociedad cooperativa para el desarrollo de banca alternativa. Su naturaleza jurídica y sus normas de funcionamiento permiten potenciar la utilidad social de la actividad bancaria. La dualidad de sus socios elimina eslabones de la cadena de intermediación y destina los recursos propios a la financiación de proyectos socialmente responsables, en un camino en el que la economía financiera y la economía real avanzan muy próximos.

Suggested Citation

  • Mª José Cabaleiro Casal & Sonia M. Rodríguez Parada, 2008. "Sociedades cooperativas de Banca alternativa [Cooperatives of alternative banking]," REVESCO: Revista de estudios cooperativos, Universidad Complutense de Madrid, Facultad de Ciencias Económicas y Empresariales, Escuela de Estudios Cooperativos, issue 95, pages 44-64.
    • Handle: RePEc:ucm:reveco:y:2008:i:95:p:44-64
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    More about this item

    Keywords

    Banca alternativa; Cooperativas de crédito; Intermediación financiera; Flexibilidad; Supervisión.;
    All these keywords.

    JEL classification:

    • A13 - General Economics and Teaching - - General Economics - - - Relation of Economics to Social Values
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G29 - Financial Economics - - Financial Institutions and Services - - - Other

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