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Sicherungsziele für die Rente: empirische Messung und Ergebnisse
[Pension Security Objectives: Empirical Measurement and Results]

Author

Listed:
  • Christian Dudel

    (Max-Planck-Institut für demografische Forschung)

  • Julian Schmied

    (Max-Planck-Institut für demografische Forschung)

  • Martin Werding

    (Ruhr-Universität Bochum)

Abstract

Zusammenfassung Die Höhe gesetzlicher Altersrenten steht in Deutschland in den letzten Jahren wieder im Mittelpunkt öffentlicher Debatten. Überraschenderweise gibt es aber nur wenig Forschung zur Frage, wie hoch Renten eigentlich sein sollten. In diesem Beitrag werden empirisch fundierte Sicherungsziele aus der Literatur diskutiert und einige neue Berechnungen für Deutschland präsentiert. Die Sicherungsziele decken eine weite Bandbreite ab und entsprechen, gemessen am Einkommen vor dem Renteneintritt, Ersatzquoten von 33 % bis 50 %, wenn Armutsvermeidung das Ziel ist, und von 88 % bis 98 % zur Sicherung des Lebensstandards. Die in Deutschland durch gesetzliche Renten tatsächlich erreichten Ersatzquoten liegen in der Regel über den Werten zur Armutsvermeidung, aber unter der Lebensstandardsicherung.

Suggested Citation

  • Christian Dudel & Julian Schmied & Martin Werding, 2020. "Sicherungsziele für die Rente: empirische Messung und Ergebnisse [Pension Security Objectives: Empirical Measurement and Results]," Wirtschaftsdienst, Springer;ZBW - Leibniz Information Centre for Economics, vol. 100(3), pages 185-193, March.
    • Handle: RePEc:spr:wirtsc:v:100:y:2020:i:3:d:10.1007_s10273-020-2601-y
    DOI: 10.1007/s10273-020-2601-y
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    More about this item

    JEL classification:

    • D19 - Microeconomics - - Household Behavior - - - Other
    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • I32 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Measurement and Analysis of Poverty
    • J32 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs - - - Nonwage Labor Costs and Benefits; Retirement Plans; Private Pensions

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