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Is open banking driving the financial industry towards a true electronic market?

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  • Richard Dratva

    (CREALOGIX)

Abstract

Over the last two years, there has been an exponentially increasing number of articles, tweets, interviews and specialist panels about open banking and how banks, fintechs, and the whole industry can profit from this fundamental, irreversible and revolutionary change. Experts have argued with increasing urgency that the market players have to step on the gas if they want to gain a good position in this new and unknown open banking world. The bottom line is that banks can profit strongly if they do it right.

Suggested Citation

  • Richard Dratva, 2020. "Is open banking driving the financial industry towards a true electronic market?," Electronic Markets, Springer;IIM University of St. Gallen, vol. 30(1), pages 65-67, March.
    • Handle: RePEc:spr:elmark:v:30:y:2020:i:1:d:10.1007_s12525-020-00403-w
    DOI: 10.1007/s12525-020-00403-w
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    Citations

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    Cited by:

    1. Alexander Kuan Daiy & Kao-Yi Shen & Jim-Yuh Huang & Tom Meng-Yen Lin, 2021. "A Hybrid MCDM Model for Evaluating Open Banking Business Partners," Mathematics, MDPI, vol. 9(6), pages 1-19, March.
    2. Oliver Werth & Davinia Rodríguez Cardona & Albert Torno & Michael H. Breitner & Jan Muntermann, 2023. "What determines FinTech success?—A taxonomy-based analysis of FinTech success factors," Electronic Markets, Springer;IIM University of St. Gallen, vol. 33(1), pages 1-22, December.
    3. Rainer Alt, 2020. "Evolution and perspectives of electronic markets," Electronic Markets, Springer;IIM University of St. Gallen, vol. 30(1), pages 1-13, March.
    4. Roger Clarke, 2022. "Research opportunities in the regulatory aspects of electronic markets," Electronic Markets, Springer;IIM University of St. Gallen, vol. 32(1), pages 179-200, March.
    5. Shailesh Rastogi & Akanksha Goel & Adesh Doifode, 2023. "Open APIs in banking and inclusive growth: an innovation to support the poverty eradication programs in India," Journal of Banking Regulation, Palgrave Macmillan, vol. 24(4), pages 432-444, December.

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