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¿La recepción de remesas tiene efectos sobre la inclusión financiera en México?

Author

Listed:
  • Juan José Li Ng
  • Juan Carlos Sánchez Salinas
  • Consuelo del Carmen Hoyo Martínez
  • Telésforo Ramírez García

Abstract

Los resultados indican que la recepción de remesas tiene efectos en aumentar la inclusión financiera de las personas receptoras sólo en variables que están altamente relacionadas al acto y causas de recibir remesas (uso de sucursales bancarias y apertura de cuenta de ahorro para administrar este recurso). El efecto negativo en la probabilidad de contar con algún seguro o de usar cajeros automáticos, pese a que en las estimaciones se usaron variables de control, indican que pueden ser personas con menos conocimiento sobre la protección de riesgos y, en general, posiblemente con menor nivel de educación financiera.

Suggested Citation

  • Juan José Li Ng & Juan Carlos Sánchez Salinas & Consuelo del Carmen Hoyo Martínez & Telésforo Ramírez García, 2015. "¿La recepción de remesas tiene efectos sobre la inclusión financiera en México?," Sobre México. Revista de Economía, Sobre México. Temas en economía, vol. 1(1), pages 116-126.
    • Handle: RePEc:smx:journl:01:1:116
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    File URL: https://sobremexico-revista.ibero.mx/index.php/Revista_Sobre_Mexico/article/view/15/22
    File Function: First version, 2015
    Download Restriction: no
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    Citations

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    Cited by:

    1. Rodrigo Carrillo & Pablo Cotler, 2021. "Impacto de las remesas sobre la inclusion financiera: el caso de Mexico," Sobre México. Revista de Economía, Sobre México. Temas en economía, vol. 2(4), pages 179-197.

    More about this item

    JEL classification:

    • D02 - Microeconomics - - General - - - Institutions: Design, Formation, Operations, and Impact
    • H63 - Public Economics - - National Budget, Deficit, and Debt - - - Debt; Debt Management; Sovereign Debt
    • H77 - Public Economics - - State and Local Government; Intergovernmental Relations - - - Intergovernmental Relations; Federalism
    • C70 - Mathematical and Quantitative Methods - - Game Theory and Bargaining Theory - - - General

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