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Personal Characteristics and Retirement Intentions (Empirical Evidence From Poland)

Author

Listed:
  • Patrycja Kowalczyk-Rolczynska

    (Wroclaw University of Economics and Business, Poland)

  • Magdalena Swacha-Lech

    (Wroclaw University of Economics and Business, Poland)

  • Lukasz Jurek

    (Wroclaw University of Economics and Business, Poland)

Abstract

Retirement intentions depend on a number of different factors. The aim of this paper is to assess the impact of personal characteristics on the willingness to retire as soon as possible among older workers in Poland. The data were collected through a CAWI survey conducted in 2021 among a representative sample of workers aged 50 and over. Statistical analysis was based on logit model. Identified predictors are: age, education, fear about the financial situation in retirement, the use of free time after retirement, and lack time to pursue passions due to work. Those results provide suggestions for strengthening active ageing policy in Poland. There is a clear need for policymakers to pay more attention to reconciling work and private life and to preparing citizens for old age.

Suggested Citation

  • Patrycja Kowalczyk-Rolczynska & Magdalena Swacha-Lech & Lukasz Jurek, 2025. "Personal Characteristics and Retirement Intentions (Empirical Evidence From Poland)," Journal of Banking and Financial Economics, University of Warsaw, Faculty of Management, vol. 1(23), pages 83-94.
    • Handle: RePEc:sgm:jbfeuw:v:1:y:2025:i:23:p:83-94
    DOI: 10.7172/2353-6845.jbfe.2025.1.6
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    File URL: https://press.wz.uw.edu.pl/jbfe/vol2025/iss1/7/
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    Keywords

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    JEL classification:

    • J21 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Labor Force and Employment, Size, and Structure
    • J26 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Retirement; Retirement Policies
    • J28 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Safety; Job Satisfaction; Related Public Policy

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