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Statistical approaches of the credit and the banking rating in the national economy

Author

Listed:
  • PÂRTACHI Ion

    () (Academy of Economic Studies of Moldova, Chisinau, Republic of Moldova)

  • HANCU Lilian

    (Academy of Economic Studies of Moldova, Chisinau, Republic of Moldova)

  • ENACHI Stella

    (Academy of Economic Studies of Moldova,Chisinau, Republic of Moldova)

Abstract

The appearance of the credit is closely related to the appearance of the commercial banks, the mobilization of the monetary disposals on the market and their efficient placement to the funds solicitors is being accomplished through credits. The credit giving can be generally described as the process through which a certain value is loaned to a potential debtor which has a certain activity, accepting a financial risk to the possibility that that person/entity may not be capable to fulfill their obligations in the future.

Suggested Citation

  • PÂRTACHI Ion & HANCU Lilian & ENACHI Stella, 2009. "Statistical approaches of the credit and the banking rating in the national economy," Economia. Seria Management, Faculty of Management, Academy of Economic Studies, Bucharest, Romania, vol. 12(2), pages 114-121, December.
  • Handle: RePEc:rom:econmn:v:12:y:2009:i:2:p:114-121
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    File URL: http://www.management.ase.ro/reveconomia/2009-2/10.pdf
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    Cited by:

    1. Capistrán, Carlos & López-Moctezuma, Gabriel, 2014. "Forecast revisions of Mexican inflation and GDP growth," International Journal of Forecasting, Elsevier, vol. 30(2), pages 177-191.

    More about this item

    Keywords

    bank credits; evolution; rating; the balance credit/deposits; weight of credits;

    JEL classification:

    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G24 - Financial Economics - - Financial Institutions and Services - - - Investment Banking; Venture Capital; Brokerage
    • Y10 - Miscellaneous Categories - - Data: Tables and Charts - - - Data: Tables and Charts

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