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Microlending in India: An Equal Access Possibility

Author

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  • Allison V. Thompkins

Abstract

People with disabilities are disproportionately represented among the poorest of the poor in developing countries. An increasingly common method of combating poverty in developing countries, microlending, has been largely unavailable to those with disabilities. This paper reports on one of the first programs in India to provide the disabled access to microlending. I evaluate the impact of this program by comparing people with disabilities to their non-disabled siblings in treatment and control villages. The estimates suggest that the program led to increased borrowing and educational attainment while having no impact on labor market participation among the disabled. JEL Codes: I25, O15, J14

Suggested Citation

  • Allison V. Thompkins, 2015. "Microlending in India: An Equal Access Possibility," Applied Economics and Finance, Redfame publishing, vol. 2(1), pages 76-90, February.
    • Handle: RePEc:rfa:aefjnl:v:2:y:2015:i:1:p:76-90
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    More about this item

    Keywords

    Microlending; employment; education; disability; India; development economics;
    All these keywords.

    JEL classification:

    • I25 - Health, Education, and Welfare - - Education - - - Education and Economic Development
    • O15 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Economic Development: Human Resources; Human Development; Income Distribution; Migration
    • J14 - Labor and Demographic Economics - - Demographic Economics - - - Economics of the Elderly; Economics of the Handicapped; Non-Labor Market Discrimination

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