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Epargne de précaution, réseaux sociaux et assurance chômage publique

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  • Yann Algan
  • Pierre Cahuc
  • Bruno Decreuse
  • François Fontaine
  • Solenne Tanguy

Abstract

[fre] YannAlgan, Pierre Cahuc, Bruno Decreuse, François Fontaine, Solenne Tanguy Epargne de précaution, réseaux sociaux et assurance chômage publique. Cet article analyse les conséquences des systèmes publics d'assurance chômage lorsque les ménages peuvent disposer de méthodes alternatives soit d'auto- assurance sous forme d'épargne de précaution, soit d'assurance interpersonnelle sous forme de réseaux sociaux. Cette analyse apporte de nouveaux éclairages sur l'efficacité et le profil optimal de l'assurance publique aux regards de systèmes d'assurance privés ou familiaux, et sur le rôle de l'environnement institutionnel tel que le marché du crédit et les normes sociales dans l'activité de recherche d'emploi. [eng] Public Unemployment Benefits Versus Self-Insurance and Social Insurance This article reassesses the optimal level of public insurance schemes when pri- vate insurance with precautionary savings or familial insurance with social networks are taken into account. These features are found to deeply challenge the traditional efficiency and equity results attached to the provision of unemployment benefits and provide new room for public insurance.

Suggested Citation

  • Yann Algan & Pierre Cahuc & Bruno Decreuse & François Fontaine & Solenne Tanguy, 2004. "Epargne de précaution, réseaux sociaux et assurance chômage publique," Revue Française d'Économie, Programme National Persée, vol. 19(1), pages 3-36.
  • Handle: RePEc:prs:rfreco:rfeco_0769-0479_2004_num_19_1_1540 Note: DOI:10.3406/rfeco.2004.1540
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