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Customers Categories and Types of Banking Services

Author

Listed:
  • Daniela Simona Dimitriu

    (“Dimitrie Cantemir” Christian University, Romania)

Abstract

For a bank it is advantageous to have different types of clients because, as will receive deposits and provide loans for both business and individuals. The difference between the interest charged by banks and they are paid gross banking profit, following recovery, by the bank, business development potential offered by customers, resulting in advantages for both bank and customer. Customer benefits can be considered: the safety of deposits held at banks; interest received for them; that the money held in bank accounts can be returned at any time upon request; transfers of money to them, instead of wearing them large sums of cash.

Suggested Citation

  • Daniela Simona Dimitriu, 2012. "Customers Categories and Types of Banking Services," Annals of the University of Petrosani, Economics, University of Petrosani, Romania, vol. 12(2), pages 127-134.
    • Handle: RePEc:pet:annals:v:12:y:2012:i:2:p:127-134
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    File URL: http://www.upet.ro/annals/economics/pdf/2012/part2/Dimitriu.pdf
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    Cited by:

    1. Mawih Kareem Al Ani & Syed Ahsan Jamil & Salma Ali Mashaani, 2021. "Are the Determinants of Credit Facilities of Islamic Banks different from Conventional Commercial Banks? An Omani Perspective هل تختلف محددات التسهيلات الائتمانية في المصارف الإسلامية عنها في المصارف ," Journal of King Abdulaziz University: Islamic Economics, King Abdulaziz University, Islamic Economics Institute., vol. 34(1), pages 45-64, January.

    More about this item

    Keywords

    customer; bank; categories; type; banking account;
    All these keywords.

    JEL classification:

    • G29 - Financial Economics - - Financial Institutions and Services - - - Other
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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