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Credit Policy within BRD Bank

Author

Listed:
  • Moraru Camelia

    („Dimitrie Cantemir†Christian University Constanta)

  • Popovici Norina

    (†Ovidius†University of Constanta)

Abstract

The market economy necessarily implies the existence of a banking system that ensures themobilization of all the monetary resources of the economy and their temporary orientation in theconduct of efficient economic activities. Banks through the activity of collecting the financial resources, while guiding them towardsthose units that require additional temporary financing, fulfill an important role of bankingintermediation. Therefore, credit becomes an important tool in stimulating the development of aneconomy, encouraging certain phenomena according to the objectives set by the economic entities. It has been found that credit is indispensable to an economy, which is why the method of granting itis significant and, in this sense, the function of the bank of financial analyst plays an important rolein orienting resources towards the most efficient placements.

Suggested Citation

  • Moraru Camelia & Popovici Norina, 2017. "Credit Policy within BRD Bank," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, vol. 0(1), pages 535-538, June.
    • Handle: RePEc:ovi:oviste:v:xvii:y:2017:i:1:p:535-538
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    More about this item

    Keywords

    credit; profitability; risk;
    All these keywords.

    JEL classification:

    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers
    • E59 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Other

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