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Evolution of the Cost to Income Ratio for the Two Main Romanian Banks Romanian Commercial Bank and BRD Groupe Societe Generale

Author

Listed:
  • Busuioc Witowschi Irina Raluca

    ("Gheorghe Asachi" Technical University, Department of Teacher Training-Economics and Marketing, Iasi, Romania)

  • Luca Florin Alexandru

    ("Gheorghe Asachi" Technical University, Department of Teacher Training-Economics and Marketing, Iasi, Romania)

Abstract

Efficient use of resources of the bank is the key objective of each manager. Therefore, on the deteriorating macroeconomic environment background, managers attention has turned in recent years to reduce costs and maximize profits. In this context, this study examines how the two main Romanian banks Romanian Commercial Bank and BRD Groupe Societe Generale acted to obtain an efficient activity, starting from the cost to income ratio indicator.

Suggested Citation

  • Busuioc Witowschi Irina Raluca & Luca Florin Alexandru, 2014. "Evolution of the Cost to Income Ratio for the Two Main Romanian Banks Romanian Commercial Bank and BRD Groupe Societe Generale," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, vol. 0(1), pages 105-108, May.
  • Handle: RePEc:ovi:oviste:v:xiv:y:2014:i:1:p:105-108
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    More about this item

    Keywords

    Cost Income Ratio (CIR); efficiency;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • M21 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Economics - - - Business Economics

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