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The Trends in Banking Management of Romania


  • Dinculescu Elena – Silvia

    () (Constantin Brancoveanu University of Pitesti)

  • Vîlcu Anca

    (Constantin Brancoveanu University of Pitesti)


In a banking environment such as Romania's, constantly changing and subject to the pressure of a fierce competition, all the attention of the banks management teams is oriented towards the costs and their possible reduction in regard to maximizing the profit. In our opinion the main challenge for the Romanian banking system is to compete to reduce bank costs - as far was a frantic competition between banks mainly aiming at filling the market share. Also consider that 2013 could be a more difficult for the banking sector in Romania. The profitability of banks is likely to fall under pressure to reduce interest margins and competition, increase investment costs for expanding networks, but also the global liquidity crisis

Suggested Citation

  • Dinculescu Elena – Silvia & Vîlcu Anca, 2013. "The Trends in Banking Management of Romania," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, vol. 0(1), pages 763-767, May.
  • Handle: RePEc:ovi:oviste:v:xii:y:2012:i:1:p:763-767

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    banking market; competition; credit; deposit;

    JEL classification:

    • E59 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Other
    • F33 - International Economics - - International Finance - - - International Monetary Arrangements and Institutions
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G24 - Financial Economics - - Financial Institutions and Services - - - Investment Banking; Venture Capital; Brokerage


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