IDEAS home Printed from
MyIDEAS: Login to save this article or follow this journal

Insurance as a Social Protection Instrument – Direct Research on the Romanian Market

  • Petrescu Marian

    (Academy of Economic Studies, Bucharest)

  • Ioncicã Diana

    (Academy of Economic Studies, Bucharest)

  • Petrescu Eva-Cristina


    (Academy of Economic Studies, Bucharest)

Registered author(s):

    The way in which insurance companies protect individuals is reflected at the level of the whole society. The more developed a society, the better it is protected – through insurance – against the various dangers its members are exposed to. Ethical, socially responsible behavior is not only necessary, but mandatory both in the case of insurance companies and their clients, the insured. The State through its institutions has the role of cultivating responsible behavior. Within wider research on the Romanian insurance consumer behavior and the factors influencing it we analyzed important aspects regarding the social function of insurance, by using both qualitative market research techniques, as well as the market survey. The research showed that insurance is perceived as being necessary, and the subjects interviewed consider that the State plays a major role on the insurance market. In the insurance field, social responsibility is an element necessary for all the actors involved in the insurance mechanism: the insured, the insurers and the State.

    If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

    File URL:
    Download Restriction: no

    Article provided by Ovidius University of Constantza, Faculty of Economic Sciences in its journal strategy, product policy, entrepreneur, touristic products, services.

    Volume (Year): XI (2011)
    Issue (Month): 1 (May)
    Pages: 1638-1643

    in new window

    Handle: RePEc:ovi:oviste:v:11:y:2011:i:1:p:1638-1643
    Contact details of provider: Web page:

    More information through EDIRC

    No references listed on IDEAS
    You can help add them by filling out this form.

    This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

    When requesting a correction, please mention this item's handle: RePEc:ovi:oviste:v:11:y:2011:i:1:p:1638-1643. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Jeflea Victor)

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If references are entirely missing, you can add them using this form.

    If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.