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Gender differences in the approval of credit to Mexican SMEs

Author

Listed:
  • Alicia Gómez Martínez

    (Benemérita Universidad Autónoma de Puebla, México)

  • María Rosa López Mejía

    (Benemérita Universidad Autónoma de Puebla, México)

Abstract

The aim of this study is to know the gender differences in assessing financial and non-financial factors by risk managers of financial institutions when approving a bank loan to Mexican SMEs. Through an empirical study the loan officers of 25 financial intermediaries have been analaised. The results show that it is women who value as more important the non-financial factors in borrowers than men.

Suggested Citation

  • Alicia Gómez Martínez & María Rosa López Mejía, 2016. "Gender differences in the approval of credit to Mexican SMEs," Contaduría y Administración, Accounting and Management, vol. 61(4), pages 777-793, Octubre-D.
  • Handle: RePEc:nax:conyad:v:61:y:2016:i:4:p:777-793
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    More about this item

    Keywords

    Gender; Credit bank; SME;
    All these keywords.

    JEL classification:

    • G3 - Financial Economics - - Corporate Finance and Governance
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G32 - Financial Economics - - Corporate Finance and Governance - - - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill

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