IDEAS home Printed from https://ideas.repec.org/a/mig/tmjrnl/v9y2021i1p107-127.html
   My bibliography  Save this article

SME Financing: A UAE Entrepreneur Perspective

Author

Listed:
  • Abid Mahmood Muhammad

    (Department of Business Administration, Jumeira University, Dubai, UAE.)

  • Mohamed Bilal Basha

    (Department of Business Administration, Higher Colleges of Technology, Sharjah, UAE.)

  • Gail Al Hafidh

    (Department of General Studies, Higher Colleges of Technology, Sharjah, UAE.)

Abstract

This research is an investigation into the motivating factors driving choice of bank for SME entrepreneurs in the United Arab Emirates (UAE). The study aims to highlight the challenges and suggest solutions in addressing the credit gap between the cash flow needs of SME entrepreneurs and the finance policies of UAE banks. The data collected was generated from a sample of SME owner-managers in three emirates: Abu Dhabi, Dubai and Sharjah. A structured research questionnaire was distributed and the convenience sampling method resulted in 380 completed responses. These were analyzed using appropriate statistical tools. The results of the study will enable banks to better understand and analyze the key determinants that impact the SME entrepreneurs’ attitude in bank selection and the products and services this particular group values. Research findings are also envisaged to be of particular interest to scholars and practitioners of Islamic Banking specifically, inspiring further studies across the MENA region.

Suggested Citation

  • Abid Mahmood Muhammad & Mohamed Bilal Basha & Gail Al Hafidh, 2021. "SME Financing: A UAE Entrepreneur Perspective," Transnational Marketing Journal, Oxbridge Publishing House, UK, vol. 9(1), pages 107-127, April.
    • Handle: RePEc:mig:tmjrnl:v:9:y:2021:i:1:p:107-127
    DOI: https://doi.org/10.33182/tmj.v9i1.1023
    as

    Download full text from publisher

    File URL: https://journals.tplondon.com/tmj/article/view/1023/950
    Download Restriction: no
    File URL: https://libkey.io/https://doi.org/10.33182/tmj.v9i1.1023?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Chen, Baohua & Zhang, Chunlian & Saydaliev, Hayot Berk, 2022. "Does bank complexity during the COVID-19 crisis alter the financing mechanism for small and medium-sized enterprises?," Economic Analysis and Policy, Elsevier, vol. 75(C), pages 705-715.

    More about this item

    Keywords

    SME; Entrepreneur; Bank; Finance; UAE;
    All these keywords.

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:mig:tmjrnl:v:9:y:2021:i:1:p:107-127. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Oxbridge Publishing House (email available below). General contact details of provider: https://www.transnationalmarket.com/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.