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The Effect of Knowledge, Behavior, and Spiritual Quotient on Personal Financial Management

Author

Listed:
  • Sri Zaniarti

    (Faculty of Business, Management Study Program, Maranatha Christian University, Bandung, Indonesia)

  • M. Sienly Veronica

    (Faculty of Business, Management Study Program, Maranatha Christian University, Bandung, Indonesia)

  • Raden Arvi Arsytania

    (Faculty of Business, Management Study Program, Maranatha Christian University, Bandung, Indonesia)

Abstract

This study aims to determine the effect of knowledge, behavior, and spiritual quotient on personal financial management. A total of 194 married employees comprised of non-lecturers and permanent lecturers from Maranatha Christian University were selected as participants using probability sampling with a stratified random sampling method. Data were analyzed using multiple linear regression analysis. The results showed that knowledge, behavior, and spiritual quotient partially affect personal financial management.

Suggested Citation

  • Sri Zaniarti & M. Sienly Veronica & Raden Arvi Arsytania, 2021. "The Effect of Knowledge, Behavior, and Spiritual Quotient on Personal Financial Management," International Journal of Innovation and Economic Development, Inovatus Services Ltd., vol. 7(4), pages 63-70, October.
    • Handle: RePEc:mgs:ijoied:v:7:y:2021:i:4:p:63-70
    DOI: 10.18775/ijied.1849-7551-7020.2015.74.2005
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    More about this item

    Keywords

    financial knowledge; financial behavior; spiritual quotient; personal financial management.;
    All these keywords.

    JEL classification:

    • M00 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - General - - - General

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