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Zur Beitragssatzentwicklung in der Sozialen Pflegeversicherung – Wie wirkt ein Einfriermodell mit degressiver Leistungsdynamisierung?

Author

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  • Bahnsen Lewe

    (Wissenschaftliches Institut der PKV (WIP), Gustav-Heinemann-Ufer 74c, 50968 Köln, Deutschland)

  • Wild Frank

    (Wissenschaftliches Institut der PKV (WIP), Gustav-Heinemann-Ufer 74c, 50968 Köln, Deutschland)

Abstract

An increasing contribution rate in social long-term care insurance is likely to be unavoidable in the future. To achieve the possibility of contribution rate stability, we consider the idea of a freezing model with partial degressive benefit dynamization. Using a projection model to calculate the potential future development of the contribution rate, we analyze the dampening effects of this proposal. In terms of contribution rate stability and sustainable financing in social long-term care insurance, the considered approach is able to make a significant contribution. Conclusively, it represents a compromise between subsidiarity and solidarity by transferring more responsibility to younger generations and continuing to guarantee social support to older generations.

Suggested Citation

  • Bahnsen Lewe & Wild Frank, 2023. "Zur Beitragssatzentwicklung in der Sozialen Pflegeversicherung – Wie wirkt ein Einfriermodell mit degressiver Leistungsdynamisierung?," Zeitschrift für Wirtschaftspolitik, De Gruyter, vol. 72(2), pages 167-192, August.
  • Handle: RePEc:lus:zwipol:v:72:y:2023:i:2:p:167-192:n:3
    DOI: 10.1515/zfwp-2023-2009
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    Keywords

    Social long-term care insurance; financial development; ageing population; contribution rate projection; freezing model;
    All these keywords.

    JEL classification:

    • H51 - Public Economics - - National Government Expenditures and Related Policies - - - Government Expenditures and Health
    • I18 - Health, Education, and Welfare - - Health - - - Government Policy; Regulation; Public Health
    • J14 - Labor and Demographic Economics - - Demographic Economics - - - Economics of the Elderly; Economics of the Handicapped; Non-Labor Market Discrimination

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