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PROTECTION OF PERSONS AFFECTED BY THE DEPOSIT TRANSFER INSTITUTED WITH THE SPECIAL ADMINISTRATION OF A CREDIT INSTITUTION (English version)

Author

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  • Rada POSTOLACHE

    (Lecturer Dr., Valahia University of din Târgovişte, Faculty of Law and Social-Political Sciences)

Abstract

The maintenance of trust in the Romanian banking system is mainly insured by the institutionalization of a guarantees system, which insures the restitution of the deposited amounts of money, but also the damages given to depositors, should a transfer of deposits occur. This system is regulated as measure in the context of a credit institution restructuring, by article 24011 paragraph (2) letter b) and article 24012 paragraph (1) letter d) of the Emergency Ordinance No. 99/2006 on credit institutions and capital adequacy. Depositors’ protection has a specific legal system, is integrated in special administration and is subject to our present analysis which uses law as working instrument.

Suggested Citation

  • Rada POSTOLACHE, 2011. "PROTECTION OF PERSONS AFFECTED BY THE DEPOSIT TRANSFER INSTITUTED WITH THE SPECIAL ADMINISTRATION OF A CREDIT INSTITUTION (English version)," Jurnalul de Studii Juridice, Editura Lumen, Department of Economics on Behalf of Petre Andrei University Iasi, vol. 3, pages 153-164, December.
    • Handle: RePEc:lum:rev4rl:v:3-4:y:2011:i::p:153-164
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    More about this item

    Keywords

    special supervision; special administration; banking deposit; remedial measures; damages fund; deposits guarantee fund;
    All these keywords.

    JEL classification:

    • A23 - General Economics and Teaching - - Economic Education and Teaching of Economics - - - Graduate
    • K10 - Law and Economics - - Basic Areas of Law - - - General (Constitutional Law)

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