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Empirical Study Concerning The Current State Of Abusive Clauses In Credit Bank Contracts. From Judicial Practice Section V – Law

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  • Mariana Rodica Tirlea

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Abstract

The research focused on the current state of credit bank contracts containing possible abusive clauses. The study was carried out and possible abusive clauses were identified on the types of bank credit agreements within the scientific research platform for the second period of our research, namely December 2014 - April 2017. The study aimed to achieve the objectives set in terms of: grouping of bank lending contracts by types of contracts within the framework of the scientific research platform, study of supplementary acts on credit bank contracts, analysis of contractual clauses by types of bank contracts, it was analyzed and monitored if The form and content of credit agreements is or not identical for each type of contract, if the types of contracts investigated within the framework of the scientific research platform contain possible abusive clauses, the identification of possible abusive clauses in the research banking contracts investigated and finding practical solutions for the protection of clients in bank lending contracts.

Suggested Citation

  • Mariana Rodica Tirlea, 2017. "Empirical Study Concerning The Current State Of Abusive Clauses In Credit Bank Contracts. From Judicial Practice Section V – Law," Knowledge Horizons - Economics, Faculty of Finance, Banking and Accountancy Bucharest,"Dimitrie Cantemir" Christian University Bucharest, vol. 9(2), pages 18-27, June.
  • Handle: RePEc:khe:journl:v:9:y:2017:i:2:p:18-27
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    File URL: http://orizonturi.ucdc.ro/arhiva/khe-vol9-nr2-2017/4.%20ABUSIVE%20CLAUSES%20IN%20CREDIT%20BANK.pdf
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    File URL: http://orizonturi.ucdc.ro/arhiva/khe-vol9-nr2-2017/4.%20ABUSIVE%20CLAUSES%20IN%20CREDIT%20BANK.pdf
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    More about this item

    Keywords

    Bank Credit; Judicial Practice; Framework;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • K20 - Law and Economics - - Regulation and Business Law - - - General
    • K34 - Law and Economics - - Other Substantive Areas of Law - - - Tax Law

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