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Towards a trustworthy short-range mobile payment system

Author

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  • Semir Daskapan
  • Jan Van den Berg
  • Amr Ali-Eldin

Abstract

In commercial clusters, like shopping malls, subways and university campuses, shops may act as service providers. Via proximity networks, they can provide services to users with short-range radio mobile devices, including financial services. Short-range mobile payment services represent therefore an alternative business opportunity for the financial industry. By enlisting these short-range services, users are not required anymore to have and to rely on cell phones only. In this paper, we propose a mobile payment model for any service cluster where users can clear their payments using short-range mobile devices only. Due to the possible lack of a (reliable) long range wireless communication network on the user's side in this design, the service provider also acts as a payment gateway. The schema is designed to be trustworthy, since it includes a balanced trust model and an autonomous trust valuator.

Suggested Citation

  • Semir Daskapan & Jan Van den Berg & Amr Ali-Eldin, 2010. "Towards a trustworthy short-range mobile payment system," International Journal of Information Technology and Management, Inderscience Enterprises Ltd, vol. 9(3), pages 317-336.
    • Handle: RePEc:ids:ijitma:v:9:y:2010:i:3:p:317-336
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    Cited by:

    1. de Kerviler, Gwarlann & Demoulin, Nathalie T.M. & Zidda, Pietro, 2016. "Adoption of in-store mobile payment: Are perceived risk and convenience the only drivers?," Journal of Retailing and Consumer Services, Elsevier, vol. 31(C), pages 334-344.

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