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Customer experience dimensions as a linking apparatus between service quality and word of mouth in multichannel banking context

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  • Nidhi Verma
  • Mandeep Kaur

Abstract

India is on the cusp of the digital revolution. The rising internet and smartphone penetration have altered the digital DNA of India. With the global push toward digitisation, the banking industry has advanced to multichannel banking. In light of this context, the article aims to establish the relationship among service quality, dimensions of customer experience, and word of mouth. Social exchange theory and the SOR model provide strong support for the relationship between the variables. The analysis has been based on 834 multichannel bank customers in Punjab. The PLS-SEM-SEM.0.8.7 software package has been employed to apply CFA and SEM for analysing the data. A certain complementary matrix, such as PLS-predict, has also been referred to check the results' robustness. The findings revealed a significant relationship among service quality, dimensions of customer experience, and WOM in both traditional and electronic banking contexts. Further, the author tried to gauge the role of CE dimensions as a linking apparatus between service quality and WOM.

Suggested Citation

  • Nidhi Verma & Mandeep Kaur, 2026. "Customer experience dimensions as a linking apparatus between service quality and word of mouth in multichannel banking context," International Journal of Electronic Marketing and Retailing, Inderscience Enterprises Ltd, vol. 18(1), pages 1-37.
  • Handle: RePEc:ids:ijemre:v:18:y:2026:i:1:p:1-37
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