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4P Cash Logistics Management Model

Author

Listed:
  • Jakub Górka

    (Department of Digital Finance, Faculty of Management, University of Warsaw, 00-927 Warsaw, Poland)

  • Artur Piątkowski

    (Department of Digital Finance, Faculty of Management, University of Warsaw, 00-927 Warsaw, Poland)

Abstract

This article presents an innovative model for managing cash logistics, grounded in the 4P concept of supply chain management. The 4P framework encompasses four interconnected elements: Product, Players, Processes and Policies. Developed with a focus on sustainability the 4P Cash Logistics Model is based on empirical research conducted in Poland, involving key participants in the cash supply chain—the central bank, commercial banks and cash handling companies. It also incorporates, albeit less explicitly, the perspectives of merchants and consumers as end-users of cash, offering a comprehensive view of the cash cycle management. The 4P Cash Logistics Model has been designed in a country-agnostic manner, employing the concept of a control tower, with the central bank positioned as the integrator of the cash supply chain. This paper proposes several improvements to cash logistics, including the introduction of a standardised electronic bank deposit slip and a multilateral platform for exchanging information on cash stocks and flows and for trading monetary value between banks and cash handling companies.

Suggested Citation

  • Jakub Górka & Artur Piątkowski, 2025. "4P Cash Logistics Management Model," Sustainability, MDPI, vol. 17(13), pages 1-21, July.
    • Handle: RePEc:gam:jsusta:v:17:y:2025:i:13:p:6092-:d:1693736
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    References listed on IDEAS

    as
    1. Paweł Kowalewski, 2024. "Relationship between central banks’ activities and their profitability," Bank i Kredyt, Narodowy Bank Polski, vol. 55(3), pages 221-254.
    2. Khiaonarong, Tanai & Humphrey, David, 2023. "Measurement and use of cash for payments by half the world’s population," Journal of Payments Strategy & Systems, Henry Stewart Publications, vol. 17(4), pages 381-397, December.
    3. Nikolaus Bartzsch & Gerhard Rösl & Franz Seitz, 2025. "Cash demand in times of crises: a global perspective," Bank i Kredyt, Narodowy Bank Polski, vol. 56(1), pages 1-44.
    4. Jacek Pietrucha, 2021. "Drivers of the Cash Paradox," Risks, MDPI, vol. 9(12), pages 1-17, December.
    5. Mr. Tanai Khiaonarong & David Humphrey, 2023. "Measurement and Use of Cash by Half the World’s Population," IMF Working Papers 2023/062, International Monetary Fund.
    6. Heng Chen & Walter Engert & Kim Huynh & Daneal O’Habib, 2021. "An Exploration of First Nations Reserves and Access to Cash," Discussion Papers 2021-8, Bank of Canada.
    Full references (including those not matched with items on IDEAS)

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