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A bank by any other name ..

Listed author(s):
  • Christian A. Johnson
  • George G. Kaufman
Registered author(s):

    “Banks” are regulated by the government. However, because the generic term bank applies to a number of different types of financial institutions that provide different services, different types of regulation are required. This issue has attracted much attention in recent years as nonfinancial firms—including Wal-Mart—attempted to obtain a “bank.” This article traces changes in the definition of the term commercial bank for the purposes of regulation and discusses the implications for one type of “bank”: industrial loan companies.

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    Article provided by Federal Reserve Bank of Chicago in its journal Economic Perspectives.

    Volume (Year): (2007)
    Issue (Month): Q IV ()
    Pages: 37-49

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    Handle: RePEc:fip:fedhep:y:2007:i:qiv:p:37-49:n:v.31no.4
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