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Thrift involvement in commercial and industrial lending

Author

Listed:
  • Steven J. Pilloff
  • Robin A. Prager

Abstract

How important a role do thrift institutions play in local banking market competition? This article looks at a key aspect of that issue by examining the commercial and industrial lending of commercial banks and thrifts during the 1990s. Generally, thrifts were far less involved in C&I lending than banks during the period, but their involvement varied considerably with such factors as local deposit market concentration and institution size, charter type, and ownership status.

Suggested Citation

  • Steven J. Pilloff & Robin A. Prager, 1998. "Thrift involvement in commercial and industrial lending," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 84(Dec), pages 1025-1037, December.
  • Handle: RePEc:fip:fedgrb:y:1998:i:dec:p:1025-1037:n:v.84no.12
    DOI: 10.17016/bulletin.1998.84-12
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    File URL: http://www.federalreserve.gov/pubs/bulletin/1998/199812lead.pdf
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    Cited by:

    1. Dolar, Burak & Shughart II, William F., 2011. "Enforcement of the USA Patriot Act's anti-money laundering provisions: Have regulators followed a risk-based approach?," Global Finance Journal, Elsevier, vol. 22(1), pages 19-31.

    More about this item

    Keywords

    Savings and loan associations; Bank loans;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G32 - Financial Economics - - Corporate Finance and Governance - - - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill

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