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The performance and profitability of CRA-related lending

Author

Listed:
  • Robert B. Avery
  • Raphael W. Bostic
  • Glenn B. Canner

Abstract

In November 1999, the U.S. Congress asked the Board of Governors of the Federal Reserve System to conduct a comprehensive study of loans made under the Community Reinvestment Act of 1977. The Board?s study focused on the loans? delinquency and default rates?their performance?as well as their profitability. This Commentary reports the results of the study.

Suggested Citation

  • Robert B. Avery & Raphael W. Bostic & Glenn B. Canner, 2000. "The performance and profitability of CRA-related lending," Economic Commentary, Federal Reserve Bank of Cleveland, issue Nov.
    • Handle: RePEc:fip:fedcec:y:2000:i:nov
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    Citations

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    Cited by:

    1. Julia Sass Rubin, 2009. "Shifting ground: Can community development loan funds continue to serve the neediest borrowers?," Community Development Working Paper 2009-01, Federal Reserve Bank of San Francisco.
    2. Richard J. Cebula, 2011. "Impact of Banking Statutes, Housing-Market, Economic, and Financial Conditions on Bank Failures in the U.S, 1970-2008: GARCH Estimates," International Journal of Financial Research, International Journal of Financial Research, Sciedu Press, vol. 2(1), pages 23-30, March.
    3. Xiaoqiang Cheng & Patrick Van Cayseele, 2009. "State Aid and Competition in Banking: the Case of China in the Late Nineties," LICOS Discussion Papers 25009, LICOS - Centre for Institutions and Economic Performance, KU Leuven.
    4. William C. Apgar & Mark Duda, 2003. "The twenty-fifth anniversary of the Community Reinvestment Act: past accomplishments and future regulatory challenges," Economic Policy Review, Federal Reserve Bank of New York, issue Jun, pages 169-191.

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