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¿Existe un vínculo entre la Inclusión y el Alfabetismo Financiero de mujeres? Evidencia desde México

Author

Listed:
  • Alfredo Cuecuecha Mendoza

    (Universidad Popular Autónoma del Estado de Puebla, México.)

  • Arturo Vasquez Corona

    (Universidad Autónoma de Tlaxcala, México)

  • Patricia Meneses Ortiz

    (Universidad Autónoma de Tlaxcala, México)

Abstract

Este artículo estudia el impacto del alfabetismo financiero sobre la inclusión financiera en mujeres del municipio de Zacatelco, Tlaxcala. Utilizando métodos de emparejamiento de datos se obtiene que las mujeres que se ubican a una desviación estándar por encima de la media del nivel de alfabetismo financiero tienen mayor probabilidad de tener una cuenta de banco. De igual modo se encuentra que el conocimiento y el comportamiento financiero aumentan la probabilidad de tener una cuenta de banco. no se encuentra un efecto individual para la actitud financiera. Sin embargo, se encuentra que, al interactuar el conocimiento o el comportamiento con la actitud financiera, los efectos posi-tivos del alfabetismo financiero desaparecen. Estos resultados ponen de manifiesto la necesidad de que la educación financiera se haga con un enfoque integral que enseñe conocimientos y cambie compor-tamientos y actitudes financieras.

Suggested Citation

  • Alfredo Cuecuecha Mendoza & Arturo Vasquez Corona & Patricia Meneses Ortiz, 2022. "¿Existe un vínculo entre la Inclusión y el Alfabetismo Financiero de mujeres? Evidencia desde México," Economía: teoría y práctica, Universidad Autónoma Metropolitana, México, vol. 57(2), pages 139-168, Julio-Dic.
    • Handle: RePEc:ety:journl:v:57:y:2022:i:2:p:139-168
    DOI: 10.24275/ETYPUAM/NE/572022/Cuecuecha
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    More about this item

    Keywords

    Alfabetización financiera; educación financiera; mercados financieros; actividad económica regional;
    All these keywords.

    JEL classification:

    • G53 - Financial Economics - - Household Finance - - - Financial Literacy
    • I22 - Health, Education, and Welfare - - Education - - - Educational Finance; Financial Aid
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
    • Y - Miscellaneous Categories
    • R11 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General Regional Economics - - - Regional Economic Activity: Growth, Development, Environmental Issues, and Changes

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