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Bank deregulation and acquisition activity: the cases of the US, Italy and Germany

  • Jens Hagendorff
  • Michael Collins
  • Kevin Keasey

Purpose – Bank regulators across the world have recently lifted restrictions on where banks can operate and what type of activities they can perform. Following the deregulation of the sector, bank mergers and acquisitions have grown substantially. The purpose of this paper is to outline bank deregulation and acquisition activity, focusing on the USA, Italy and Germany. Design/methodology/approach – The paper looks at how changes in the regulatory regime of the USA, Italy and Germany have spurred bank merger activities. For each country, future polices that bank supervisors may adopt in order to benefit from a more integrated financial sector are also critically discussed. Findings – Over the last two decades, supervisors in the USA, Italy and Germany have begun to deregulate parts of their banking industries, thus, sparking a process of consolidation in their national banking sectors that still has not ended. Originality/value – The paper presents a recent history of deregulation in the USA, Italy and Germany, offering recommendations as to what regulators should do next.

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Article provided by Emerald Group Publishing in its journal Journal of Financial Regulation and Compliance.

Volume (Year): 15 (2007)
Issue (Month): 2 (May)
Pages: 199-209

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Handle: RePEc:eme:jfrcpp:v:15:y:2007:i:2:p:199-209
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