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El crédito al consumo: sus determinantes estructurales y su lugar en la gestión estatal de la fuerza de trabajo

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  • Pierre Manigat, Matari

    (Instituto de Investigaciones Sociales-UNAM)

Abstract

This paper analyzes the determinants of consumer credit from the process of reproduction of aggregate social capital. Among the main forms of credit, consumer credit arises last as a significant economic phenomenon, once capitalism has incorporated the production of the wage goods; conditio sine qua non of mass production and consumption regimes. Hence, the incorporation of consumer credit to what Brunhoff calls “state management of labour power”. Fordism and its consumption pattern inaugurated the incorporation of consumer credit into the state management of labour power. Secondary until the crisis of 1973, consumer credit becomes a central element of contemporary state management of the labour power.

Suggested Citation

  • Pierre Manigat, Matari, 2020. "El crédito al consumo: sus determinantes estructurales y su lugar en la gestión estatal de la fuerza de trabajo," El Trimestre Económico, Fondo de Cultura Económica, vol. 87(347), pages 703-730, julio-sep.
    • Handle: RePEc:elt:journl:v:87:y:2020:i:347:p:703-730
    DOI: https://doi.org/10.20430/ete.v87i347.999
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    Keywords

    consumer credit; wage labour; reproduction of aggregate social capital; state management of labour power.;
    All these keywords.

    JEL classification:

    • D11 - Microeconomics - - Household Behavior - - - Consumer Economics: Theory
    • G51 - Financial Economics - - Household Finance - - - Household Savings, Borrowing, Debt, and Wealth
    • J38 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs - - - Public Policy
    • B14 - Schools of Economic Thought and Methodology - - History of Economic Thought through 1925 - - - Socialist; Marxist

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