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Las cooperativas de servicios financieros en el continente americano


  • Inmaculada Buendía

    (Universidad de Castilla-La Mancha)

  • Yenni Redjah

    (HEC Montréal)

  • Benoît Tremblay

    (HEC Montréal)


The economic crisis which we are currently suffering has highlighted the greater stability of financial services cooperatives (FSC) in juxtaposition to the fragility of the rest of the banking sector. This has resulted in a resurgence of the cooperative form not only due to the positive effects in the market dynamics but also due to the influence of FSC in the reduction of systemic risk. Based on this a repositioning of FSC in regulators’ agendas seems plausible and more than ever, requires knowledge of their reality. For this reason this work focuses on providing an update vision of financial cooperatives on the American continent which draws lower interest in the economic literature. The results show an important disparity among the different countries owing to the variety forms of institutionalization of FSCs in the financial systems.

Suggested Citation

  • Inmaculada Buendía & Yenni Redjah & Benoît Tremblay, 2012. "Las cooperativas de servicios financieros en el continente americano," EKONOMIAZ. Revista vasca de Economía, Gobierno Vasco / Eusko Jaurlaritza / Basque Government, vol. 79(01), pages 201-234.
  • Handle: RePEc:ekz:ekonoz:2012109

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    More about this item


    financial services cooperatives; financial system; Latin America; North America;

    JEL classification:

    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • G38 - Financial Economics - - Corporate Finance and Governance - - - Government Policy and Regulation
    • M14 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Administration - - - Corporate Culture; Diversity; Social Responsibility
    • P13 - Economic Systems - - Capitalist Systems - - - Cooperative Enterprises


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